| 2x Finalist

Need a truck, ute or machine?

We've got the finance to match.

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Why Choose Us?

Shaper partners with trucksales to deliver finance that is straight, flexible, and fast.

No red tape & no jargon.

Fast Approvals - sometimes same day

Get approved fast (sometimes, even same-day), so you don't miss a job.

Easy apply options (low-doc)

If you're thinking, "I don't have the paperwork to satisfy a bank". that's okay. If you've got an ABN and GST registration, that's usually enough.

Flexible for cashflow and trades

Seasonal work? Owner-operator? We get it. We work with 30+ lenders to find the best deal for your situation.

Finance for new or used assets

Prime movers, trucks, ute's, excavators, tractors, trailers. New or used, we finance it all.

Real local people who answer the phone

When you call, our all Australian team will answer.
No call centers, no bots.

How it works

From quote to keys, we make finance simple, just three quick steps and you’re on the road.

Here’s how we'll get you moving.

1. Tell us what you need

Tell us what you need and the amount you'll need funded. We'll have a quick chat to figure out what finance will work hardest for you.

2. Get a fast lender match

We choose the lender that best fits your life and can move quickly. You'll get our recommendation and we'll line up your approval.

3. Drive away

Sign, settle, and focus on what really matters; hitting the road in your new vehicle.

Our Lenders

We partner with over 30 leading lenders, from big banks to specialists, so that you get the sharpest deal for your exact situation.

Our panel and long-standing relationships mean better choice, rates, and more flexibility.

What Our Customers Say

Over 5,000 Australian have grown their business with Shaper Truck Finance

As a Director of Seage Transport, I’m always looking for the best finance deal when it comes to purchasing any new piece of equipment. After meeting Nicolas and the team 5 years ago, he has never let Seage Transport down, even when the deal has limited time. Shaper has financed over 15 pieces of equipment for us over the years from trucks, to forklifts, bobcats and cars. When anyone asks who we recommend - our answer is always Shaper.

Craig Seage

Seage Transport

We have used the services and expertise of Shaper over the last 5 years. Their knowledge and advice has been invaluable in expanding our truck and equipment. Nic and his team organise all our financing requirements with ease and efficiency. His knowledge of financing and his service is always outstanding. We would not hesitate to recommend Shaper.

Wayne & Dianna Dennis

MLS Haulage

I hadn't even been in operation for 12 months and these guys literally had me approved for a brand new Kenworth overnight! That was also with optional deposit and a killer interest rate! Can't go wrong!

Tony Fulton

Tones Truckin Stories

Shaper Finance obviously have excellent connections and are highly respected in the industry. They are forthright in their options, but above all, whilst commerce is all about making money, and although Shaper Finance is an excellent commercial enterprise, it is my opinion that their drive is more about job satisfaction and finalising than making money. I simply regret that you do not have a branch in Western Australia and that I did not discover your company sooner.

Roger Bryer

Conquest Corporate Group

Thanks for everything, it was a pleasure to deal with you. I would use your services again and refer family and friends.

John Croft

Individual - Financed Car and Bobcat

Thankyou Nicolas for your assistance in arranging finance to purchase my truck, as a sole trader i found it difficult to get a loan, Nicolas from Shaper arranged all documents and followed through with achieving the loan very promply, i would use again and recommend  them to anyone anywhere.

Chris Anspach

AR Removals & Storage Adelaide

The team are all very knowledgeable on all finance options and give down to earth practical advice on finding a solution. They have done a lot of loans for us in our business and we are extremely happy with the results. Highly recommend their services.

JRB

J & R Books

Concrete Business

I look forward to growing my business to its full potential, knowing I have the backing of a finance brokerage who understands exactly what my business needs.

Chris Harmer

Harmer Contracting

Having secured my own home mortgage with Nic & Katie it was only natural for me to recommend their excellent service to my clients seeking plant and equipment finance. I can trust Alliance Finance to not only ethically deal with our clients but also to assist my sales team in securing client monies through their fresh insights and comprehensive contacts in the financial marketplace.

Gordon Otto

Enviroblast Wash Collect Recycle

We were happy with the high level of communication via email and phone re: our application. Flexibility to look at different options to find the best structure for us. Persistence and patience with the banks and their processes. Very happy with your service, thank you!

TKF

Tim and Kate Forrester

T & K Forrester Haulage

Since sending my clients to Nic and his team the approval success rate for my clients has improved significantly which means I get paid for my services quicker. I couldn’t be happier with the services provided by the team at Shaper, I can’t say much for their dress sense but at the end of the day they know what they’re doing and it makes my life easier so I would happily refer them to any future business coming my way.

Reginald Reynolds

Director - Bizstar

Working with the team from Shaper Truck Finance has given us exactly what we wanted from an equipment finance point of view and we intend to continue this important partnership for a long time to come and would not hesitate in recommending them to any of our associates and clients.... in the past we have stumbled through with finance and have come to the decision to appoint a finance broker that knows and understand the needs of our clients and can act promptly and efficiently when handling our customers with the same attention to detail that we have come to expect from all our partners in the transport industry.

David Kidd

Custom Truck Australia

Frequently Asked Questions:

Why wouldn't I just go straight to my bank?

A bank is a group of brokers who can only sell you their own products. Shaper isn't restricted to a single lender. So we can often be much faster, much more cost-effective, and more flexible to your work.

A bank might see ‘truck’ or ‘tractor’ and just think numbers. We see how it fits into your work and your cash flow - and we fight to get you the best deal without all the red tape.

Do I need full financials to apply?

Not always.

Many of our clients go through a low-doc process - that means instead of full financial statements, we just need your ABN and GST registration. We can usually get you approved without the mountain of paperwork.

How fast can you get me approved?

Sometimes the same day. It depends on your situation and the lender we match you with, but we always push to get you an answer quickly - especially if you’ve already found the truck or machine you want.

Can you finance used trucks, utes, or machines?

Absolutely. Whether it’s fresh off the lot or a workhorse with some years on it, we can usually finance it. If it’s on TruckSales, FarmMachinerySales, or ConstructionSales, we can probably help.

What if I’m buying from a private seller?

No problem. We finance both dealership and private sales. We’ll help with the checks and paperwork so you’re protected and the process is smooth.

My cash flow is seasonal - can you work around that?

Yes. We regularly work with farmers, contractors, and operators whose income goes up and down with the seasons. We can structure your repayments to match your earning patterns, so you’re not squeezed in the quiet months.

I’m based in the country - does that make things harder?

Not at all. Our brokers work with clients all over Australia, from remote farms to city workshops. Everything can be done online or over the phone, and we’re used to working around patchy reception and long hours.

I’ve heard about ‘low-doc loans’ - what does that actually mean?

A bank is a group of brokers who can only sell you their own products. Shaper isn't restricted to a single lender.

We shape your options based on your life - not a banks commission targets.

Low-doc just means you don’t have to provide full tax returns or detailed financials to apply. Instead, we use alternative ways to prove your ability to repay - like your ABN, GST registration, and bank statements. It’s designed for business owners who don’t have everything neat in a folder (and who does?).